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Frequently Asked Questions

We answer some of the most frequently asked questions about Mortgages, Mortgage Brokers and More!
Handshake Home Loans has been in business since 2018. We’ve built a trusted reputation across the US with hundreds of five-star reviews online.

Handshake Home Loans is proud to have served thousands of families nationwide with a commitment to quality and accessibility. We offer clients one of the widest ranges of products on the market, making your mortgage application simple as possible while maintaining competitive rates and low fees. With our team by your side, you can rest easy knowing that your home loan experience will be stress free from start to finish!
If there is anything we can do for you please feel free to reach out anytime at 1-888-524-4513 or
Mortgage brokers are the people who help you with all your home financing needs. They work one-on-one with homeowners to provide a fast, easy way for them to find, evaluate and compare offers from competing lenders. Millions of Americans have saved money using a mortgage broker -- often $1,000's in savings over the life of their loan, with major benefits like lower interest rates and monthly payments than they would have been quoted by going direct through their bank or credit union.​
We offer a FULL Menu of rates and programs. We understand that Interest rates are a critical element in a lending agreement and come with specific conditions. Your credit score, down payment amount, past history of paying loans off on time and the property you are borrowing against can all work toward (or against) you when it comes to interest rates. Brokers are able to provide some of the best deals in today's market due to their many established connections with banks. Rates fluctuate daily so give us call now at: 1 (888) 524-4513.
We'll gladly walk you through our various options for mortgages as well as tools that may match your needs better than others on the market.
You can pay your mortgage biweekly, this is equivalent to making 26 half-payments in a year. You can also refinance your mortgage with an agency that offers an initial low rate. Send any extra money each month to your principal.
The mortgage market is alive and well with many different options tailored to your specific situation. We have the tools necessary to help you make a decision that's right for you, including a range of comprehensive guides and expert mortgage advice.
If you're feeling confused, don't stress it. Most people don't know how mortgages work these days because of all the changes in lending regulations, so it can feel impossible to sift through the mass amount of information on the web when trying to find a good plan that suits your budget and lifestyle. But as licensed experts with years of experience in mortgage industry, tailored to refinancing and home buyers, we have dissected all the pros.
A Loan Estimate is a key document in the process and it should be provided to you within three business days. The Loan Estimate provides you with important information, including the estimated interest rate, monthly payment, and total closing costs for the loan. The Loan Estimate also gives you information about the estimated costs of taxes and insurance, and how the interest rate and payments may change in the future. You'll also find out whether there are any taxes or insurance costs involved; these could change based on future fluctuations so it pays off being aware of this too.
A Closing Disclosure is a five-page form that provides final details about the mortgage loan you have selected. The lender is required to give you the Closing Disclosure at least three business days before you close on a mortgage loan. It includes information such as your projected monthly payments, and how much will be paid in fees or other costs for getting this done (closing costs).

Our Handshake to you includes the promise that you will receive unmatched service,  with a fast closing, at a great rate. 

Our Location
16260 N.71st St, Suite #450, Scottsdale, AZ 85254
Contact Us
1 (888) 524-4513
Business Hours
Mon-Sat: 9:00am – 6:00pm
Sunday: Closed